Ah yes! After having read through (or not) a 2000+ word post on my personal 2012 in review, I’m sure you’re excited for this — my 2012 financial year in review!
I spent under $15 000. I am officially awesome.
The final tally comes in at…… $14 957.79 or an average of $1 246.48 per month. This includes travel and blog expenses but does not include tuition or the $437 that I paid the dentist last week and will be reimbursed for in the New Year.
Although I wanted to keep my spending under $15 000, I did have an even smaller, although less pressing, budget of $13 481. I was about $1 500 over budget on this is — about the equivalent to what I spent on non-budgeted expenses like travel and my blog.
In terms of income, I earned $1 060 more than I had accounted for — including $3 900 in miscellaneous income (side jobs, interest, tips etc) which made up for the $4 500 shortfall in expected income from when I quit my money-counting job in May.
Overall, I saved almost 16% of my after-tax income (not including tuition) but my net worth went down 14% (by magic!? I don’t even know…)
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ING Orange Key
$100 000 goal3.61%