The Carnival of Money Pros is brought to you to by the Money Pros Team, and you can submit articles at Blogger Carnivals.
Lance @ Money Life and More writes What Would You Do? Pay Off Higher Interest Rate or Variable Rate Loans First? – My girlfriend has a few different student loans as I discussed in our debt pay down strategy. They are at different interest rates and to complicate things further some have fixed rates and others have variable rates.
Mike @ The Financial Blogger writes Do You Have What it Takes to Make Money? – A colossal piece that looks at what it takes to make more money.
Green Panda @ Green Panda Treehouse writes Where Should You Live After College? – Have you thought about where you’ll live after college?
James Petzke @ This Is Common Cents writes The Common Cents of the Latte Factor – The Latte Factor is an important thing for many people to take a look at in their lives.
Roger Wohlner @ The Chicago Financial Planner writes Roth 401(k) vs. Traditional 401(k) – Joe from JoeTaxpayer Blog shares his insights on choosing between a Traditional 401(k) and a Roth 401(k) in this guest post.
Martin @ Studenomics writes What Exactly is Early Retirement All About? – Everything you could possibly want to know about early retirement.
SBB @ Simple Budget Blog writes Common Budgeting Mistakes – Find out the common budgeting mistakes and how to avoid them to keep your budget in control.
Chris @ Money & I writes Flat rent rant – A little flat rent rant coming from a newcomer’s point of view and some thoughts on becoming a ‘financial criminal’ after personal bankruptcy in the UK.
Rod @ ROD Blog writes Ally Interest Checking Account Review – Ally Interest Checking Account is a great free alternative to traditional big bank checking accounts. Here is a list of features and disadvantages.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes HOW TO BECOME A VIRTUAL ASSISTANT-PART 1 – Make money, work from home, and become a virtual assistant. Part 1 of 3 part series on Becoming a Virtual Assistant.
PPlan @ Provident Plan writes Does God Want You to Drive a Hybrid? – Hybrid cars are becoming increasingly more affordable and popular. Find out why you should consider buying one.
Roger the Amateur Financier @ The Amateur Financier writes Guest Post – How to Earn More Money – There’s a lot of ways you can improve your financial situation. Most of the time, blogs like this focus on how to save money or invest your savings to earn more money. But it’s also possible to earn more money if you know what to do.
JP @ My Family Finances writes Yes. Parents Should Open a 529 Plan for Their Children – The simple fact is that if college costs continue to grow at current rates, you’d have trouble saving too much money. Don’t let the magical final number get in your way of starting a 529 Plan.
Tushar @ Finance TUBE writes Closing On Your First Home: What to Expect at the Closing Table – Today we will talk about Closing on Your First Home: What to Expect at the Closing of your first home? Well it is such a huge investment and you might be wondering who would be represent at the Closing Table.
MR @ Money Reasons writes Frugal Weight Loss Update 210 – Another goal cross-over on my relaxed but effective weight loss program! Read how I’m down 40 lbs in less than 6 months and creating an optimal lifestyle!
Sustainable PF @ Sustainable Personal Finance writes Landlord Issues: Things to Consider Before Buying a Rental Property – Our Old House When I bought my first house in late 2004 I did so intending to use the basement area in the new addition as a room rental.
Jamie @ Financial Footsteps writes Should you rent a furnished apartment? – Should you rent a furnished apartment? Here are the pros and cons.
Jamie @ Financial Footsteps writes Should you rent a furnished apartment? – Renting a furnished apartment might just save you some time and money. See how paying more for an apartment can reduce your total costs of living.
Todd @ Financial Mentor writes The Essential Wealth Building Principle Revealed By Roth IRA Conversions (It’s Not What You Think!) – Explains a unique and important wealth building principle using Roth IRA conversions as an example. Learn how you can accelerate your wealth plans…
Maria @ The Money Principle writes Why I don’t have aggressive investments – I have always had good intuition for and understanding of risk. Too chicken to use this in spread betting, property and aggressive investments. Change?
Amanda L Grossman @ Frugal Confessions writes Nuggets of Information I Took Away from Popular Financial Books – I used to think that I needed to soak up every piece of information and tip that came my way—otherwise, I was wasting my time and potentially someone
Luke @ Learn Bonds writes Reading the Signs in the Current Bond Market – Investors are currently facing difficult choices: lower their expectations and/or take more risk. Is this the solution?
Aloysa @ My Broken Coin writes Why I Chose To Live in a Small Home – Our homes tell our stories. They tell us who we are, what we value, what we care about, who we love, and what we dream about. Our homes expose who we are. About a month or so ago, I finally admitted to myself that our one-bedroom condo is a perfect place for me. It probably comes as a surprised to some of you because you know me as a spender and a shopaholic. Read my thoughts as to why I choose my small house!
Invest It Wisely @ Invest It Wisely writes Explore All of Your Options Prior to Attending College – I have seen this first hand as an educator and I have developed a hypocrisy that is ill-fitted for my career path. I, no longer feel that a college education is the most logical step post-high school.
harry campbell @ Your Personal Finance Pro writes Investing in I Bonds: An Intro to I Bonds for Young Investors – Believe it or not, the money in your savings and checking accounts is actually losing money. It doesn’t even matter what bank you have. Whether you bank online, or brick and mortar; they’re all losing money due to inflation. Inflation usually won’t appear all of a sudden, but it can systematically eat away at your returns over time.
Wayne @ Young Family Finance writes Prepaid Cards – The Perfect Gift? – Are you looking for the perfect gift for someone? Whether it is for Christmas or for their birthday, you have many options. A few years ago, you were left with very few options. It was either a specific item that you made or purchased OR cash. That was it. Only a couple options.
Tushar @ Start Investing Money writes Investing in Egypt’s future – With Europe and the USA facing huge economic challenges and barely registering any meaningful growth, investors around the world are looking more and more at alternative markets in which to place their capital.
Jason @ Work Save Live writes What Does Life Insurance Cover? 4 Ways to Help Your Legacy – Today’s post will be a little different as I’m going to integrate video for the first time ever here on WSL! So, before you skip down to today’s post, please take 1 minute and watch the video below: What Does Life Insurance Cover?
A Blinkin @ Funancials writes How Can I Bet Against the Stock Market? – How to bet against the stock market with put options, shorting stock and inverse ETFs.
Corey @ 20s Finances writes Actual Cost of an iPhone 5 – The iPhone 5 has hit the markets and is ready for consumers. Have you calculated how much it will cost you to own the iPhone 5?
Ashley @ Money Talks Coaching writes Too Hard To Save? – On the way home from the bloggers conference I sat in the middle row between two guys.
Eddie @ Finance Fox writes Saving Money on Home Renovations – Increase the value of your home or just want to make your house more livable until the housing market bounces back, home renovations are the way to go
Kanwal @ Simply Investing writes Which Company Has Increased Their Dividend Over 1000%? – In late 2002 this stock was selling for about $15 to $18 a share, and the dividend was $0.19 per share. Remember a dividend is a cash payment made to all share holders. So if you bought 500 shares in this company back in 2002 for $15 each, you would receive $95 (500 shares x $0.19) in dividends just for owning those shares.
Shawanda @ You Have More Than You Think writes 4 Hardcore Strategies to Torch Debt, Rack Up Cash, and Build Wealth Now – To reach financial freedom, don’t pussyfoot around your money problems. Tackle them like a boss. Go ahead: Complete online surveys.
Rich @ Growing Money Smart writes 401K Fight Club Rule #1 – Always Take The Free Money Offered By Your Employer’s 401(k) Company Match! – There is a pile of 401k match money sitting on a table with a sign that says ‘Take me, free money’… So why aren’t you???
Jen @ Master the Art of Saving writes Earn Money Online: BeRuby – BeRuby is another place for those who wish to earn money online. Read about this great option!
PITR @ Passive Income To Retire writes Real Estate Limited Partnership – Limited partnerships can be quite confusing. Find out the basic qualities of a limited partnership and the benefits of a real estate limited partnership.
Jon the Saver @ Free Money Wisdom writes Protection for your Money – Protection of money is not exactly a hot topic these days. Heck, most people don’t even save their money! Use some fundamentals to ensure that your money stays safe.
Daisy @ Add Vodka writes My Expensive Rescue Dog – We got F, our “new” rescue dog about a month and a half ago and she has been great. She fits right into our little family and gets along great with our other dog, T.
John @ Married (with Debt) writes Threats to Debt Freedom – The biggest threat to debt freedom is…going back in debt, and that’s one of my biggest worries now that we are debt free (minus the house). I don’t plan on going out and borrowing any money in the near future, but I guess that’s the idea.
Suba @ Broke Professionals writes Highest Paying Jobs 2012 – Highest Paying Jobs 2012 is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. When I decided to go back to work in the early 1980′s, I did a bit of research to see what the highest paying and most available jobs were at the time. If found in information rewarding, so I thought I’d do likewise.
Evan @ My Journey to Millions writes October 2012 Net Worth Update as well as a Home Sale and Purchase Update – From September 2012 to October 2012 my net worth increased 2.70% Year to Date my net worth has increased 37.15%
Kyle @ The Penny Hoarder writes Finding The Best Credit Card Rewards – There are a lot of places that claim to know the best credit card for rewards, but the truth is that the best rewards for credit cards are truly up to the individual who uses them. The reason is that each person values things differently.
Crystal @ Budgeting in the Fun Stuff writes Closing Costs for a New Home – Here is Your Arm and Leg… – We are closing on our new house in a couple of weeks. Here are our closing costs and what we will have left in our emergency fund.
Jester @ The Ultimate Juggle writes DIY Home Repairs – I am no carpenter. I grew up in a time where my Dad told me it was worth my time to bring my car to the shop instead of try and fix it.
ETZ25 @ Entertainment Timez writes Biking For Charity – Triple Win – Read how my family goes biking for charity every year and how this year, I got to go too! I view the form of entertainment as a triple win!
SFB @ Simple Finance Blog writes Do You Really Need Quicken? – What are the advantages and disadvantage of Quicken? Is it better than free online tools like Mint? Who will be best benefited by using Quicken?
Passive Income Earner @ The Passive Income Earner writes Understanding a Reverse Mortgage – For some reasons, I am hearing more and more about leveraging a reverse mortgage as a retirement plan. I wanted to understand the details of a reverse mortgage and share my findings with you.
TDB @ Tax Deduction Blog writes Are Flexible Spending Accounts worth it? – This is just what we need … one more thing to stress about in our lives! I’m talking about the flexible spending account, happily, not available to everyone. In the twisted tangle of rules and regulations that is the federal tax code, the flexible spending account (FSA) can really sneak up and bite you in…
Don @ MoneySmartGuides writes Being Frugal and Dating – Being frugal and dating is hard to do. It’s a fine line that you have to walk. Step too far to one side and you come off as cheap.
Debt Guru @ Debt Free Blog writes Getting Used to Debt – Find out how and why people grow accustomed to debt and ways you can pay off your debt as soon as possible.
Miss T. @ Prairie Eco Thrifter writes Buying a Lottery Ticket Isn’t as Stupid as You Think – Buying a lottery ticket isn’t as stupid as you think….. IF…. If you can afford to spend the 2 bucks on the ticket once in awhile, a powerball ticket can buy you:
Beating Broke @ Beating Broke writes Lending Club Update 3Q2012 – Lending Club is a great tool for making some very nice passive income. I’ve been using my account to invest some funds and see what I can do as far as a return, as well as to learn more about the service and what can be done with it.
Hank @ Money Q&A writes Three Things You Have To Do Immediately After Selling Your Car – I sold my beloved BMW this past weekend. There were a myriad of reasons why ranging from maintenance costs, love of driving, lack of car payment, lower insurance premiums, smaller gas bill, looking for something fun, and a host of
Jason @ Live Real Now writes The Evils of a Reverse Mortgage – If money is tight and you have no prospects, a reverse mortgage may be a valid consideration. A better consideration would be to take out a traditional loan and make monthly payments out of that lump sum, or sell your house outright and move someplace more affordable.
TRL @ The Retired Landlord writes Traits of a Profitable Rental Property – Find out what makes a successful rental property more profitable than others. Knowing these three traits can make a huge difference.
CAPI @ Creating a Passive Income writes 5 Reasons why Passive Income is too Good to be True – Are you thinking about focusing on passive income? While it is possible, don’t ignore these warnings about passive income.
Peter @ Bible Money Matters writes How to Get Sponsorship to Go to a Blog Conference – Conferences can be a great way to network, learn new information, and even earn more money. But they are often pricy, and if you are just beginning or don’t have a lot of cash, the cost can keep you from attending. However, several bloggers have found their way around the obstacle of the expense by seeking sponsorship from a company.
Mr. Money @ Smart on Money writes Passive Ways to Make Money: Credit Card Rewards and Swagbucks – There aren’t many places where you can get “free” money any more, but by maximizing credit card rewards and Swagbucks points, finding free money is still possible.
Lazy Man @ Lazy Man and Money writes Becoming a Dad: Uniquely, Predictably Amazing – One wonders why health insurance prices are going up. Perhaps it’s because something that should have cost less than $60 was billed for $369 and settled for $196. At the very least you’d think that my insurance should be able to negotiate a better rate than CVS offers the general public.
krantcents @ KrantCents writes Plan for the Unexpected! – What do you do when the unexpected happens? Things happen and you cannot do much about it. You cannot plan for every expense, but you can plan for the unexpected! You can set aside savings for the unexpected as an emergency fund. Things happen such as illness or your car breaks down.
IMB @ Investing Money writes Real Estate Investing- A Viable Investment Strategy? – Find out if real estate investing is a great option for you. It may take more time, but it has a lot of benefits.
Jennifer Lynn @ Broke-Ass Mommy writes The Saving Conundrum. Are Savers Financial Losers? – Well are Savers also financial LOSERS? Read more to find out, perhaps you’ll be surprised!
Ted Jenkin @ Your Smart Money Moves writes How Much Does That Tooth Cost? – My son is now at the age when the baby teeth start falling out. I forgot how exciting this event is for kids.
Corey @ Steadfast Finances writes The Cost of Raising a Child – Raising children are expensive. You should consider ALL the costs before jumping in with both feet.
Daniel @ Sweating the Big Stuff writes Lifestyle Inflation – What To Consider Before Telling Yourself Yes – Thinking about upgrading your gadgets? Ask yourself these 5 questions before you take the plunge.
Teacher Man @ My University Money writes Spending Money On Campus Food – It’s just that it’s so easy not to make lunch in the morning, and then at night there are so many other things to do. Hey, it’s just going to happen this one time anyway right?
Young @ Young And Thrifty writes Should You Invest In Apple? – I love Apple and have pretty large exposure to it. Now some of you who’ve been around here for a while might be scratching their heads. After all, how can a guy that has an ETF eBook sign up on the right hand side of his blog suggest a specific stock to buy?
Robert @ My Multiple Incomes writes My Monthly Income Stream Report – September 2012 – The biggest lesson I learned this month actually came on Saturday when I was putting this report together. I was thinking about the $30k challenge I had committed myself to at the beginning of the year over at Online Money Bloggers. I really thought that it would be a difficult feat. Last year I made a total of $11,779 from my multiple income streams, and only about $5,700 came from websites and what I’m doing online. This year I’ve already made $42,373.60 through my multiple income stre
Robert @ Entrepreneurship & Life writes Small Businesses and the 1099-K – If you’re a small business who accepts credit card payments or other processed payments (like through PayPal), the 1099-K is going to be the tax form you need to look out for. This will be the second year for the 1099-K, so here is a little more about it.
Jeff Rose @ Good Financial Cents writes 7 Ways To Find Free Money And Unclaimed Property Online – Who doesn’t get excited about finding a treasure? Especially, if it’s free money! Whether it’s finding a $20 bill in the parking lot of the mall or an old bond that your grandparents bought you, it’s always a nice treat to add some cash to your wallet and get free money.
Jeff Rose @ Life Insurance by Jeff writes Can You Get Life Insurance with a Depression History – When applying for life insurance, insurance companies take many things into consideration. One of the things they are most concerned about is the mortality rate of the applicant. What contribute to the mortality rate are the applicant’s lifestyle, health, pre-existing conditions, and mental health as well.
J.P. @ Novel Investor writes Your Projected 2013 Federal Income Tax Brackets – Before this year ends one of several scenarios will play out. Until then we can estimate what the 2013 federal income tax brackets will look like under each scenario.
Sam @ Money Management Blog writes Pre-Tax vs. Post-Tax Income – One thing that I have noticed about self-employed people is that they think about their earnings in terms of post-tax income. Employed people tend to think about their pre-tax income.
Sicorra @ Tackling Our Debt writes What is Debt Consolidation, and How Can It Help You? – When you are in debt, it can be difficult to know how to manage the situation. With so many accounts, and payments, and interest rates, it is easy to become discouraged. One way you can deal with this issue is to consolidate your debts.
Investor Junkie @ Investor Junkie writes What Is the Wash Sale Rule? – If there is anything good to come from losing money in the stock market, getting a tax benefit for your losses might just be that thing. Recording a loss is as easy as selling a losing investment. Getting the tax benefit, however, requires that you avoid making a critical error – tipping the wash sale rule.
Justin @ The Family Finances writes Credit Card Shopping – When was the last time you went shopping for a credit card? It it’s been more than a couple years, you could be missing out on some great new card offers.
Deacon @ Well Kept Wallet writes Why it Pays to Check Your Cell Phone Bill – This might be a shock to you, but there can be charges on your cell phone bill that you never authorized. The other day I was going through our bill and I discovered that there were charges for $9.99 from two different companies that I have never heard of before.
Marie at Family Money Values @ Family Money Values writes What is Retirement Really Like? – Are you planning for and dreaming of an early retirement (or any retirement at all)? How do you picture it – what will your day be like? Do you picture lazy days, sleeping late, shopping, playing golf or sunning on the beach? You might be surprised at what you actually do when you really are retired! Here is what I am finding.
Everything Finance @ Everything Finance Blog writes The Top 5 Real Estate Markets in the U.S. – If you are not tied to a specific geographical region, here are the top 5 real estate markets in the U.S. (Of course, nothing is guaranteed, but buy a house in one of these areas, and your home is likely to appreciate, at least in the short term.)
My Own Advisor @ My Own Advisor writes September 2012 Dividend Income Update – Find out where I am this month on my journey to earn $30,000 in tax-efficient and tax-free dividend income!
Steve @ The Loonie Bin writes Video on Dividend Investing – I really enjoyed learning how to make these videos and as you can tell from my first one, I’m getting a little better at it. The written word can be entertaining, but I’ve always enjoyed animation and find it’s such an amazing way of expressing yourself.
Grand Per Month @ Grand Per Month writes Make a Grand Per Month with Fall Clean-Up – How many people do you think enjoy fall clean-up? I think I’d go with 2% of the population (there are always a few crazies that just can’t wait to get out there and rake). The very fact that most people loathe the thought of fall clean-up tells me that there is some serious money to be made in the next couple of months.
CF @ The Outlier Model writes 5 Questions to ask when buying a condo – There are a lot more things to think about when you’re buying a place, rather than renting. Here are just a few things to consider if you’re living in the city and thinking of getting a condo.
Melissa @ Bargaineering writes Travel Gratuity: Who to Tip and How Much – Most of us know who to tip in our everyday lives, but when we travel, we run into a new set of people who help us such as valets, housekeepers, taxi drivers, to just name a few. Who do we tip and how much do we give them? The answers, frustratingly, vary, and also depend on a country’s culture.
Jeremy @ Modest Money writes How Blogging Helped Land A Sweet Job – One of my priorities with my blog was to continue to expand my website marketing skills and beef up my resume. That way, even if my blog did not produce enough income early on I would at least be able to leverage it into getting a new job. Things did work out that way, but I never would have predicted the extent to which they did.
Savvy Scot @ The Savvy Scot writes Too Rich to Care – When asked “How much does a pint of milk cost?” What do you think famous / rich people answered? WARNING: This post might make you laugh!
Miranda @ Financial Highway @ Financial Highway writes How to Make Money – Even the best of times, one of the most common questions asked is, “How to make money fast?” While an increase in income can ease the way things work in your personal economy, it won’t necessarily solve all your problems. You will still need a plan for the wise management of your financial resources.
Darnell @ Excess Return writes The Risk and Rewards of Investing in Gold – With the recent rally in gold prices investors are wondering “should I invest in gold?” Investing in gold may have its rewards, but there are also risks.
Steve @ Canadian Personal Finance writes Top 6 Financial Cliches That Can Make You Rich – It is kind of funny how we often overlook the ultimate cliches that might actually make bill pay easy on our pockets, that is make us richer and help us afford more. So what are those little things that are applied to your daily schedule can make you rich? Before we discuss that in details here is some food for thought.
FMF @ Free Money Finance writes Real Estate 101: Where to Start – Investing in real estate requires a little more planning than simply investing in stocks or bonds. The transaction is more complicated and the investment has more moving parts to manage. As such the effort to get started is quite a bit higher than a traditional investment. These beginning hurdles are one of the reasons so few people ever get passed the exploration phase of real estate investing. So if you have been thinking about investing in real estate, here’s where you start.
Philip @ PT Money Personal Finance writes Should You Pay Off the Mortgage(s) Early? – I take a look at our specific financial situation and share our rationale for possibly paying off our mortgage early.
Steven @ Grocery Alerts writes Best Products to Buy in October – October is a beautiful time of year with the leaves slowly changing colours and the fun of Halloween. I wanted to share some ideas for products that are some good buys this month including camping equipment, air conditioners, turkeys, outdoor furniture and certain produce.