Carnival of Money Pros 2

Welcome to the Carnival of Money Pros!

Money Pros

Michael Kitces @ Nerd’s Eye View writes IRS Rules For Paying Investment Fees From Taxable And Retirement Accounts – Given the costs associated with investment advice, most people want to maximize any available tax benefits to help mitigate the cost. However, it’s important to make sure the fees are paid from the correct accounts, or your entire IRA can be disqualified!

Justin @ The Frugal Path writes Common Reasons Why People Complain About Money – What are the underlying reasons why people complain about money? Do they ever do anything to stop the cause? Or do the prefer to continue the cycle without a cure?

James Petzke @ This Is Common Cents writes What Has Two Thumbs and Doesn’t Care About Black Friday? This Guy! – Black Friday sales are a very clever marketing trick to get you to buy useless crap you don’t even need.

Lance @ Money Life and More writes Be Prepared for Paycheck Shrinkage on January 1, 2013 – Sorry to break the news to all of my American friends but starting January 1, 2013 your paycheck will likely be 2% smaller and that is on the conservative side. It could be even smaller than that! So what am I talking about and why should you care?

Michael @ Financial Ramblings writes HSA Bank vs. HSA Administrators – These are the top two options if you’re interested in investing inside your HSA. They’re both solid picks, but they’re certainly not the same. This post takes a deeper look at them to help you decide which is best for you.

Mike @ The Financial Blogger writes 3 Business Idea Killer Questions, How To Answer Them to Make Money – Are you on the right track with your business?

Pete @ Intelligent Speculator writes Real Estate – Diversification And Hedge Against Inflation? – The role that real estate can play in your portfolio.

Div Guy @ The Dividend Guy Blog writes Forget About What You Read; The FED Is NOT Printing Money and There Is a Much Bigger Problem Just Ahead of Us –

Kim @ Eyes on the Dollar writes Obesity in America: What it Costs Us – This is a post about the growing epidemic of obesity in America and what it costs us as a nation.

K.K. @ Living Debt Free Rocks! writes The Boiling Frog – At what point does one say that they’ve hit the boiling point where their debt is concerned? More importantly once they’ve done that, what are they going to do to reduce the debt. This is the premise behind my post The Boiling Point.

IMB @ Investing Money writes Diversification: Everything you Need to Know – Find out everything you need to know about investing diversification for your portfolio.

Todd @ Financial Mentor writes Retirement Planning Is Dead – Traditional retirement planning has failed. Statistics prove it is an old world model in need of a facelift. If you want to retire with security this alternative…

Rohit @ The Money Mail writes Paying Down Debt Using 0% APR Balance transfer offers – With the cost of debt so high, it takes forever to pay down debt. Using tools like zero balance transfers, you can save on interest expenses and also repay debt sooner.

Mike @ Personal Finance Journey writes 0% Interest – Can I really avoid cutting up my Credit Cards – Do you really need to cut up your credit cards or can a balance be found of wise spending versus interest rates. A great look at 0% offers.

Eddie @ Finance Fox writes Which Type of Mortgage is Right For You? – The most notable types of mortgage available for anyone who wants to buy a home, whether it is for the first, second or even third time are listed here:

SBB @ Simple Budget Blog writes Budgeting for a Wedding – Find out how to plan for the expenses of a wedding and not let money prevent you from having a great time celebrating your union.

Darwin @ Darwin’s Money writes The #1 Thing You Need to Be Successful in Life (That Nobody Talks About) – Success at anything – life, career, finances, you name it – depends on this one single thing. And it is rarely talked about.

Passive Income Earner @ The Passive Income Earner writes Top 20 Dividend Stocks – November 2012 – My top 20 stocks according to my screening criteria.

Mandy @ Money Master Mom @ writes Be Bad for the Economy – Let the chumps take care of the economy by overspending. Being bad for the economy is essential in making positive progress in your personal finances.

A Blinkin @ Funancials writes The Middle Class Squeeze – The term “middle-class” originated around 1745 as a social class between nobility and peasantry. Within the confines of Capitalism, somebody that was born with nothing could become something and rival nobles. Speaking more modern, ANYBODY can become SOMEBODY. It doesn’t really matter how you explain it or define it, though.

Jon the Saver @ Free Money Wisdom writes Best Alternatives to Credit Cards – Credit cards are dangerous and can get people into serious trouble. Instead of risking it, why not use these alternatives instead and safeguard yourself.

Pauline @ Reach Financial Independence writes Preparing financially for a baby – This is a guest post from Glen at Monster Piggy Bank, who is about to be a dad in January, and considering how this will affect his finances

PITR @ Passive Income To Retire writes Passive Income Challenge Update 1 – Learn more about my multiple streams of passive income and which source of income is the best.

Kanwal @ Simply Investing writes The Dividend Toolkit Review – Matt Alden, and fellow dividend blogger at the Dividend Monk has recently published a great stock analysis guide. I’ve had the opportunity to read the entire guide and apply some of its concepts.

Shawanda @ You Have More Than You Think writes How Lazy Bastards Make Money Without Lifting a Finger – What happens if you quit your job? It’s not a trick question. Read how to make money without lifting a finger!

Amanda L Grossman @ Frugal Confessions writes Attacking the Cost of Doing Laundry in Our Household – The two of us generate enough dirty clothes to run two loads of laundry per week (with one-two extra loads per month), or approximately 110 loads per year.

Kyle @ The Penny Hoarder writes Ways to Save Money on Your Small Business Expenses – If you have a small business, it is almost just as important to minimize expenses, as it is to generate more revenue. If you don’t watch your expenses, you could easily find yourself running a deficit and struggling to maintain your business. Here are some simple tips to save money on your small business expenses.

Crystal @ Budgeting in the Fun Stuff writes Cheap and Easy Thanksgiving Sides – Here are my favorite cheap and easy Thanksgiving side dishes and links to the step-by-step recipes!

Roger Wohlner @ The Chicago Financial Planner writes My Search for the Worst Mutual Fund Yielded a Surprising Result – My search for the worst performing Large Cap Blend mutual fund yielded a surprising result, a fund once managed by a legendary fund manager. Even formerly top mutual funds can fall fast.

TDB @ Tax Deduction Blog writes Balancing Retirement and Your Child’s College Tuition – Most people view college tuition as a parent’s responsibility, but its cost continues to rise with no end in sight. For example, the fees and tuition of public schools rose by 8 percent in 2011 alone. Likewise, the cost of living isn’t going down either, so the cost of requirement is rising as well. Together,…

TTMK @ Tie the Money Knot writes The Value of a Good Night’s Sleep – Can getting a good night sleep be profitable? This post explores the topic further.

Don @ MoneySmartGuides writes 5 Investing Lessons To Live By – In a previous issue of Kiplinger’s magazine, Kathy Kristof wrote a column that compare’s the lessons learned in the movie Moneyball with investing advice.

harry campbell @ Your Personal Finance Pro writes Why I Prefer to Make My Own Black Friday Deals – I’d much rather sit back in the comfort of my own home and shop online. And I say this, living in 60 degree winter weather; I can’t even imagine what it’s like to wait in line at 6 am when it’s literally freezing cold outside. But whether I find a deal on eBay or my favorite retailer Amazon, I can compare prices, use coupons and get free 2 day shipping(thank you prime!) all from the comfort of my reclining couch. This type of shopping might not be appealing to everyone but it defini

Bryan @ writes Why You Should Get A Home Insurance Estimate – After Hurricane Sandy and the latest natural disasters, it is more important than ever that Americans protect their largest investment – their homes.

ETZ25 @ Entertainment Timez writes Blogging Is Hard For Kids But Worth It? – Blogging for kids is hard, but can be a rewarding experience in many way. Read how my son is overcoming some of the previous problems.

CAPI @ Creating a Passive Income writes Job Ready – While this influx of applicants may make things more difficult when you’re hunting for a job, all you need to do is spend a little time making sure you are easy to find on the Internet.

Invest It Wisely @ Invest It Wisely writes Our Bid for Financial Freedom by Age 50 – How much we earn from our money will determine how fast it grows. My husband and I have both learned that there are just some things that you can’t control. But it is nice to have a plan anyway.

krantcents @ KrantCents writes How Do You Prepare for the Unexpected? – Are you prepared for the unexpected? This past week saw unusual weather hit the East coast and devastate the Jersey shore. Too many people’s homes and businesses are devastated and will take a long time to rebuild.

Rich @ Growing Money Smart writes What is Dollar Cost Averaging? – Dollar Cost Averaging is an investment strategy where you are investing static amounts of chunks of money spread out over time (instead of a lump sum purchase) in a given investment.

Sustainable PF @ Sustainable Personal Finance writes Want to Avoid a 459% Product Mark Up? Make Your Own Home Made Play-doh – Make your own homemade playdoh, save money (459% mark up on the brand name!) and have more fun.

Robert @ Entrepreneurship Life writes How Much Cash Should You Keep on Hand? – Deciding how much to pay yourself and how much cash to keep on hand is a tough decision, and finding the right balance is vital for the long-run success of your company.

Rod @ ROD Blog writes Chase Ink Cash Business Card Review – Chase Ink Cash Business Card is one of the few no-fee business credit cards. How does it stack up on rewards and benefits compared to other cards?

Suba @ Broke Professionals writes Prioritizing Your Holidays: Thanksgiving, Christmas, or New Year’s? – More and more Americans are working in jobs that don’t stop just because of a holiday. Which holidays are your priority when it comes to taking time off?

Corey @ Steadfast Finances writes 4 Bond Strategies You Can Use To Grow Your Portfolio – Investing in bonds is just one way to diversify your investment portfolio. Bonds are a great investment if you want a regular income stream.

J.P. @ Novel Investor writes What Is An ADR (American Depositary Receipt)? – There are many ways to invest in foreign companies. An ADR or American Depositary Receipt is an easy way to buy foreign stocks through your broker.

J.P. @ Novel Investor writes What Is An ADR (American Depositary Receipt)? – There are many ways to invest in foreign companies. An ADR or American Depositary Receipt is an easy way to buy foreign stocks through your broker.

Michelle @ The Shop My Closet Project writes Rediscovering Passion – I am slowly coming out of a pretty long low life cycle that I never thought would end. Now, I’m not sure what to be more alarmed by, the fact that I am getting old enough to have negative or positive life cycles that can last more than 5 years or that it freakin’ lasted 5 years?

Tushar @ Start Investing Money writes Why Do Stock Share Prices Change? – Even if you don’t yet know too much about the stock market, you’ll probably be aware that prices change on a regular basis… Read why!

Gary @ – Personal Finance writes Best Ways To Get Cheap Car Insurance Quotes – Tips on how to save on your car insurance rates, the factors that affect your premiums, and 5 reasons you should compare quotes online.

SFB @ Simple Finance Blog writes What Makes a Company Successful? – Every entrepreneur wants his or her company to succeed. Of course, not every startup is going to enjoy the wild success that, say, Amazon, Google or Apple have had.

Daisy @ Add Vodka writes My Zombie Apocalypse Budget – Three things happened to prompt me to write this post and make an emergency budget should there be a huge emergency, like a zombie apocalypse.

Maria @ The Money Principle writes What Happens After Liquidation – Personal finance focuses on how to make businesses successful; but more than 80% of them fail. Knowing about liquidation and what it means is important.

Daniel @ Sweating the Big Stuff writes Should You Pay The Nanny Tax? – It’s estimated that 85-90% of people who have household employees do not pay what’s commonly referred to as the nanny tax. But should you pay it?

Jester @ The Ultimate Juggle writes Extra Expenses Around Holidays – Thanksgiving is almost here for all of us who live in the U.S. and while that may mean extra vacation days from work, it also means one of the most expensive times of the year.

Jen @ Master the Art of Saving writes No Mortgage Payments For A Year-Sign Me Up! – Quicken Loans is having an awesome Sweepstakes going on right now. If you win, they’ll pay your mortgage payments for an entire year. How could I not share this? I would love to win this sweepstakes.

BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes WHAT IS THE FISCAL CLIFF? – How the Fiscal Cliff will raise taxes. Financial wealth building strategies to cut your tax bill.

PPlan @ Provident Plan writes What Will You Do In Retirement? – Have you figured out how much you need in order to retire? Have you adjusted this for how you actually want to retire? Retiring young would require you to start

Sam @ writes FinanceNog, Sip On Holiday Tips with Leading Experts (Part 1) – Great savings tips for the holidays from top finance experts like Stephanie Nelson of Coupon Mom and Adrian Nazari of Credit Sesame.

MR @ Money Reasons writes Will Google Calendar Save This Blog? – My posting schedule is slipping, can Google Calendar save this blog? Read why I think it can and what my new schedule will be and why!

Jason @ Work Save Live writes Understanding the Basics of Deferred Annuities – What is an Annuity? By definition, an annuity is: A fixed sum of money paid to someone each year, typically for the rest of their life A form of insurance or investment entitling the investor to a series of annual sums.

Teacher Man @ My University Money writes What if Your Degree Doesn’t Match What You Really Want to Do? – Do you abandon your education in favor of what it is your really want to do, and waste thousands of hours of study and tens of thousands of dollars? Or do you just ignore what it is you really want to do? It’s a tough choice no matter which way you go.

Young @ Young And Thrifty writes 4 Strategies for Effective Workplace Communication – Since we spend more time in the workplace than we spend with our loved ones on a daily basis, trying to like your colleagues and work well with them is an important part of your day-to-day work.

Hank @ Money Q&A writes Buying A Purebred Dog Is Like Buying A New Car – There are a lot of things that you must consider before buying a purebred dog. It is a lot like buying a new car with all the considerations that you must take into account. Here are some tips.

Evan @ My Journey to Millions writes Important People You Need to Name When Estate Planning – Most people think about the flow of their assets when they think “estate planning” and while gifting, trusts, and taxes are obviously important I have found that there is something that takes precedence for most younger families and that is the naming of your Executor, Trustee and Guardian.

Little House @ Little House in the Valley writes How to Remodel Your Basement to Create a Bonus Room – If you’re feeling cramped within your existing space, remodel your basement to become a bonus room for your kids, an in-law apartment or a second living room for your entire family to enjoy.

Lazy Man @ Lazy Man and Money writes A Few Hundred on the Side with No Time for Work? – f you don’t have time for a part-time job, you don’t have time for MLM. It saddens me that people like JeffM could use this kind of marketing to draw people in so that they can profit off them. With that MLM myth blown up, let’s look at the more important part… making money.

Everything Finance @ Everything Finance Blog writes Black Friday 101: Your Guide to Successful Shopping – Black Friday is a serious shopping day for Americans, but it is also one of the most hectic and chaotic times of the year. For a smooth and successful Black Friday shopping adventure this year, follow these easy tips:

Penny Thots @ Penny Thots writes A Call for Taxes – I don’t know about you but I have always been of the mindset that you can’t legislate morality and this is what all this seems to be trying to do. What has happened to us being responsible for our own actions…do governments now believe they need to monitor or tax our every move?

Matt @ Living in Financial Excellence writes Budgeting for Dummies: A Beginner’s Guide – Over the years, I’ve come across a lot of different approaches to budgeting. Naturally I feel that my approach is the best. That’s mainly because it works well for me. I finally realized that the method isn’t entirely critical as long as you’re accomplishing a few key things with your budget:

Jennifer Lynn @ Broke-Ass Mommy writes Busy, Busy With a Focus Group (and a Spattering of Updates) – Read about my recent experiences with a focus group, and my latest updates

Roger the Amateur Financier @ The Amateur Financier writes Six Ways to Support Veterans Throughout the Year – A look at ways to support veterans, not just on Veteran’s Day but also throughout the year, allowing you to improve the life of veterans throughout the year.

Ashley @ Money Talks Coaching writes The Failures and Eventual Success of Colonel Sanders – I love hard luck stories turned mega success. We see huge companies that have been there our whole lives and think that they just appeared.

Richard @ Modest Money writes Great Ideas For Simple Living – In uncertain times many families have been changing the way they manage their finances and lifestyles. The shift to simple living has become more and more popular. Often times it takes a serious crisis to get people to re-evaluate their situation and then change.

Luke @ Learn Bonds writes Frontier Bonds and the case for exotic investments – I had a phone call from a reporter this morning that was writing a story on frontier market bonds. Here is what I told her about this high risk investment.

Ted Jenkin @ Your Smart Money Moves writes How To Rollover An Old 401(k) Plan – Why do you need to know the details on how to rollover an old 401(k) plan? The average person holds 11 jobs from the age of 18 to 44, according to the Bureau

Corey @ 20s Finances writes Should You Invest in Bonds? – Bonds are understood to be the middle ground between stocks and cash. Bonds are more volatile than cash, but offer higher returns.

Chris_MoneyandI @ Money & I writes Flight Ticket Refund and Compensation: What’s the difference and when to claim? – A PF blogger explains all you have to know about flight refunds and compensations before claiming them. Check it out yourself!

Chris @ rVoice – The rplan Blog writes Brief history of the London Stock Exchange – Historical fun facts, stats and trivia on the fourth biggest stock exchange in the world. Check out the new post on the rplan Blog about the history of the London Stock Exchange!

Jason @ Live Real Now writes 5 Ways to Make Shopping Quickly a Breeze – Here’s my super-secret ninja plan to reduce the unpleasant time wasted while giving away my money in exchange for the privilege of not scooping manure straight from the source onto my crops to get both my burgers and my salads.

Beating Broke @ Beating Broke writes Capitalism Requires Participation – Really, I think that we’re preconditioned to expect that we’ll wait for a doctor, and since we’re paying them for the service, and we need the service, we don’t dare rock the boat. But, there’s a couple of good arguments against that being true. The biggest of which is that capitalism requires participation.

Mr. Money @ Smart on Money writes 3 Tips for Choosing a Financial Adviser – Choosing a financial adviser can be a little bit trickier, though. Put some thought into it, and use the following 3 tips to help you make your decision:

Peter @ Bible Money Matters writes How to Put the Thanks Back in Thanksgiving – This Thanksgiving, rather than obsessing about the perfect turkey, and whether Aunt Sally will be bringing her broccoli casserole, why not consider additional ways to give thanks.

Investor Junkie @ Investor Junkie writes John Bogle Interview on WealthTrack – Here is footage of John Bogle’s interview as well as several of his 10 take away points on investing.

Brian @ The Outlier Model writes Why I use a car share – Owing your own car is expensive, but not having one can be a major inconvenience. But what if you could have access to a car whenever you want, but not have to worry about gas, insurance or maintenance?

Deacon @ Well Kept Wallet writes 7 Habits of Wealthy People – If you want to be wealthy, who should you study? Rich people, right? Well, here are seven habits of wealthy people that you can implement to start building wealth.

Sicorra @ Tackling OUr Debt writes Could You Use Some Extra Money This Christmas? – Excellent tips to help you find seasonal work and make extra money this Christmas.

Derek Knight @ Freeat33 writes One Year From Now I’ll Have a House Of My Own. – How to take a little determination and move from homeless to owning a home in less than a year.

Philip @ PT Money Personal Finance writes Rent Collection: What’s the Best Way to Collect the Rent from Your Tenant? – When it came time for my tenant to pay rent, I didn’t have a plan for the payment method. If you have a rental property, this post includes a variety of methods you could use to collect rental fees.

Robert @ The College Investor writes My Favorite Discount Brokerages – These discount brokerages offer a variety of investing options, as well as robust trading features. Here are my two favorites…

FMF @ Free Money Finance writes The Key Numbers That Make Or Break Your Retirement Security – Use retirement calculators to plan, test, and hypothesize your retirement future. They’re extremely useful when properly applied with a clear understanding of their inherent limitations.

John S @ Frugal Rules writes Are Large Companies Immune to the Fiscal Cliff? – Unless you’re living under a rock you’ve heard of the Fiscal Cliff. We all know how it could possibly affect individuals, but how would it affect companies? Many companies will have to make decisions about what they’re going to do with their cash after the Fiscal Cliff meets its outcome.

Matt @ Dividend Monk writes Dividend Stocks: The Essential Guide – An extensive tutorial about investing in stocks of companies that pay dividends.

Marie @ Family Money Values writes Best Holiday Buys for Long Term Wealth Preservation – some of my favorite books on growing your family’s desire to accumulate wealth across generations. If no one in the family wants to look forward a generation or two, you may as well spend all that hard earned money on yourself or your favorite charity!

Emily @ Evolving Personal Finance writes The Benefits of Targeted Savings Accounts – and Their Uncertain Future – Our targeted savings accounts have saved our necks this month with lots of planned and unplanned expenses, but I can’t say for how long we’ll keep using them.

Melissa @ Bargaineering writes Steps to Take After a Natural Disaster to Make Sure Your Claim Is Paid – If you live on the East Coast and have damage to your home thanks to Hurricane Sandy, here are some steps you can take to make sure your claim gets paid in a timely manner (which in itself is difficult considering the level of destruction).

Steven @ Grocery Alerts writes 10 Ways to earn Extra Holiday Cash – We have almost completed our Christmas shopping (maybe a few little gifts to buy), but many of our readers have shopping to complete that I wanted to share ten ways you can make some quick holiday cash.